Don't Let the Unexpected End Your Ride.

Adventure riding takes us to beautiful, remote corners of the globe. But in places like Patagonia, Tanzania, or Vietnam, "remote" means you are far from modern medical care. Essential Protection for International Motorcycle Travel is not optional—it is a necessity.

We require riders to carry medical and evacuation insurance because it is the only way to ensure you get the care you need without facing financial ruin. From a broken leg on a trail to a family emergency back home, the right policy protects both your life and your investment.

WARNING: Not all travel insurance covers motorcycles. Standard policies often exclude "high-risk activities," which can include motorcycles over 250cc or riding on unpaved roads. You must ensure your policy covers the specific type of riding we do.

Why You Need Specialized Motorcycle Travel Insurance

The Reality of Remote Travel

Domestic health insurance rarely provides adequate coverage overseas, and almost never covers medical evacuation. When you are riding a 500lb machine in the backcountry, the stakes are higher.

• Medical Evacuation Costs: A helicopter lift and medical flight from remote Tanzania or Patagonia to a Western-standard hospital can cost $50,000 to $100,000+.
• Trip Cancellation: If you break a bone a week before the trip, or a family emergency occurs, you risk losing your entire tour investment.
• Re-Patriation: Getting you home safely after a serious incident requires complex logistics that only specialized insurance can handle.

Travel insurance is not just for lost bags; it’s for saving your life and your savings.

Common Risks Mitigated

Beyond the major medical events, proper insurance keeps your trip on track when smaller issues arise:

• Trip interruption due to weather or political unrest
• Travel delays causing you to miss the tour start
• Lost or stolen gear (helmets, cameras, riding suits)

Cost vs. Value

The cost of a policy is a tiny fraction of your total trip cost, yet it protects 100% of your investment. Comparing the price of a policy (often a few hundred dollars) against a $50,000 medical bill makes the decision simple. It is the most important piece of gear you will pack.

Which Policy Fits Your Ride?

Single Trip Insurance (The One-and-Done)

If this is your only major international adventure this year, a Single Trip plan is the most cost-effective. It covers you specifically for the dates of your RIDE Adventures tour, including the travel days to and from the destination.

Annual Insurance (The Frequent Flyer)

If you travel internationally 2+ times a year, look at an Annual Plan. These policies cover all your trips for a 12-month period (usually up to 90 days per trip). This often saves money compared to buying separate policies for every journey and ensures you are always ready to go.

Group Insurance

Traveling with your local riding club or a group of friends? Group insurance can be customized for parties of up to 10 people, often simplifying the paperwork and ensuring everyone has the same level of protection.

How to Choose the Right Policy: The Motorcycle Checklist

Avoid the "Standard Policy" Trap

Most generic travel insurance policies exclude motorcycles. When comparing plans, you must read the fine print to ensure you are covered for the specific machine and terrain you will be riding.

Your Coverage Checklist

Before buying, verify the policy includes the following:

• Motorcycle Coverage: Does it explicitly cover operating a motorcycle?
• Engine Displacement: Many policies exclude bikes over 250cc. Ensure your policy covers large displacement adventure bikes (700cc+).
• Terrain: Does it cover riding on unpaved/gravel roads? (Some policies only cover paved public highways).
• Medical Limits: We recommend at least $50,000 in medical coverage and $250,000 in emergency evacuation coverage.

Exclusions to Watch For

Be aware of common exclusions. Most policies will not cover you if you are racing, participating in professional competition, or operating the vehicle while intoxicated. Always ride responsibly to ensure your coverage remains valid.

Our Recommendation: How to Buy

Why We Partner with InsureMyTrip

We do not sell insurance directly, but we have partnered with InsureMyTrip to make this process easy and safe for our riders. We use them because they aggregate thousands of plans and allow you to filter for "Motorcycle" specific coverage.

Most importantly, InsureMyTrip acts as your advocate. If you have a claim, they have a dedicated "Anytime Advocates" team that will help you communicate with the provider to ensure fair treatment.

How to get your quote in minutes:

• Click here to visit InsureMyTrip.
• Enter your destination, travel dates, and traveler age.
• Crucial Step: When filtering plans, look for the "Rider" or "Adventure Sports" options to ensure motorcycle coverage is included.
• Compare the Medical and Evacuation limits against our recommendations ($50k Medical / $250k Evacuation).
• Purchase online instantly and receive your policy documents via email.

It's Better to Have It and Not Need It

You should not overlook travel insurance for your upcoming trip. We have partnered with InsureMyTrip because they are the best option to compare plans and find the right coverage for you. They have thousands of travel insurance plans and a one-of-a-kind recommendation engine to help travelers find the right plan.

Get a Quote from InsureMyTrip

Get access to several providers to get a quote based on your specifics, compare providers, and purchase simply and efficiently.